20320 Estero Gardens Circle Unit 104, Estero, FL 33928

$245,900

This beautifully maintained first floor home in Villagio offers one bedroom plus a den with a peaceful lake view. The setting is quiet and inviting with an easy walk to all of the community amenities. The owners have taken great care of the property. The water tank was replaced in… Read More 2021, the air conditioner was replaced in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room has an attractive newer window treatment that adds a polished finish. The open living area feels bright and relaxed and the den provides excellent flexibility for a home office or guest room. Villagio features two beautiful pools, a spa, tennis and pickleball, a fitness center, an on site cafe and sports bar, and a private movie theater that shows films in the evenings. A very important advantage is that this condominium is approved for FHA financing. Very few communities offer this, which makes this home a strong opportunity for a wider range of qualified buyers. Villagio has long been admired for its peaceful setting and friendly feel. The mature trees, lakes and walkways create a calm backdrop for daily living, and the central plaza brings neighbors together. The cafe offers simple meals and coffee, and the sports bar is a popular meeting spot for weekend games and social gatherings. The private theater is a signature feature that lets residents enjoy a movie night without leaving the community. The location adds even more appeal. Villagio is close to Coconut Point, Miromar Outlets, Gulf Coast Town Center and a wide choice of dining and entertainment. The beaches, RSW International Airport, Florida Gulf Coast University and Hertz Arena are all easy drives from the front gate. This comfortable mix of quiet surroundings and convenient access makes Villagio attractive to both full time and seasonal residents. A recent community special assessment in the amount of $1,422 was issued for improvements and maintenance. The seller has paid this amount in full, which gives the next owner added peace of mind and supports the continued quality of the community. With its well cared for interior, relaxing water view, thoughtful upgrades and rare FHA approval, this home offers outstanding value for anyone seeking a welcoming and affordable Southwest Florida residence with lasting appeal. Read Less

Courtesy of Terence Trombetti, LLC, Berkshire Hathaway FL Realty.

Listing Snapshot

Days Online

Last Updated

Nov 29, 2025

Property Type

Condominium

Beds

Full Baths

Partial Baths

Square Ft.

1,018

Lot Size

0.33 Acres

Year Built

2006

MLS Number

225080935

30 Days Snapshot Of 33928

$437k

+8%

(avg) sold price

homes sold

115

-26%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road responsibility: PublicMaintainedRoad, Road surface type: Paved

Appliances & Equipment

Dryer, Dishwasher, IceMaker, Microwave, Refrigerator, RefrigeratorWithIceMaker, Washer

Building

Built in 2006, Architectural style: None, LowRise, Construction materials: Block, Concrete, Stucco, 1 total story, Structure type: LowRise, Toal building area: 1018

Community

Gated, StreetLights

Cooling

CentralAir, CeilingFans, Electric

Exterior Features

None

Floors

Carpet, Tile

Garage

1 space

Water Features

None

Heating

Central, Electric

Home Owner's Association

Association fee 2: $580, Association amenities: Clubhouse, FitnessCenter, HobbyRoom, Library, MediaRoom, Barbecue, PicnicArea, Pickleball, Park, Pool, Restaurant, SpaHotTub, SeeRemarks, Sidewalks, TennisCourts, Management

Interior Features

Furnished: Negotiable, BreakfastBar, BedroomOnMainLevel, DualSinks, FamilyDiningRoom, LivingDiningRoom, ShowerOnly, SeparateShower, CableTv, HighSpeedInternet

Lot

0.3299 acres, RectangularLot

Parking

1 covered space, Attached, Common, Driveway, Garage, Paved, GarageDoorOpener

Pets Policy

Call, Conditional

Pool

Community

Property

Water

Roof

Tile

Security Features

SecurityGate, GatedCommunity, SmokeDetectors

Sewer

PublicSewer

Taxes

Year: 2024

Utilities

CableAvailable, HighSpeedInternetAvailable

Windows

SingleHung, Sliding

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