341 Spanish Gold Lane, Captiva, FL 33924

$1,399,000

Fully Remodeled North Captiva Island Harbor View Haven with Dock, Club Amenities & Timeless Island Charm! There’s something special about arriving by water, tying up at your own dock, and knowing you’re home. 341 Spanish Gold Lane is a fully renovated waterfront retreat where coastal charm meets modern peace of mind… Read More - designed for effortless island living and unforgettable days on the water. Set along a tranquil natural canal, this home with 4 sleeping rooms and 2 baths has been thoughtfully transformed from top to bottom. Nearly every room captures calming views across the canal and harbor toward Pine Island Sound, creating a constant connection to the water. Recent upgrades include impact-rated windows, a new metal roof, new exterior decks and railings, a whole-house RO system, and a beautifully remodeled interior that’s professionally decorated & move-in ready. The open-concept living level is anchored by a custom-designed kitchen - a true gathering place. A full wall of windows frames the water beyond the expansive screened porch, while elegant cabinetry, generous storage, and a breakfast bar make entertaining effortless. Whether it is casual mornings or sunset dinners, this space was designed for relaxation. Upstairs, the primary suite feels like a private sanctuary, complete with a walk-in closet, a spa-style bath with a custom-tile shower, and both a screened/covered porch and a sunny waterside deck - perfect for spotting manatees gliding by. Two additional guest rooms include a refined harbor-view sleeping room and a custom-built bunk room that sleeps five, ideal for hosting family and friends. Just off the screened dining porch, the charming “lighthouse room” has its own entrance and can be used as a 4th sleeping space, an office, or an artist’s studio. Climb one more level, and you’ll find the ultimate sunrise-to-sunset deck, where stargazing comes naturally, and the sound of the sea fills the night air. Outside, the home continues to impress. Your private dock provides a protected harbor for your vessel. At the same time, nearby outdoor amenities create a true island playground - an outdoor bar with swing seats & a cozy fire table lounge, kayak storage, beach gear storage, enclosed outdoor shower, and more. Everything you need for life on the water is already here. As a member of the Safety Harbor Club, this property includes full access to a community pool, tennis & pickleball courts, waterfront restaurant, beach access, and additional dockage for guest boats—bringing resort-style convenience right to your doorstep. This is the kind of home you don’t just visit… You arrive at. A rare, Gulf-access island retreat where thoughtful upgrades, harbor view living, and relaxed luxury come together seamlessly. At 341 Spanish Gold Lane, you don’t chase the island lifestyle - you sail straight into it. If you have been looking for a fully remodeled waterfront home with views and dockage at a lower price point, this special home is a must see! Read Less

Courtesy of Mark Muller, Resort Properties Internationa.

Listing Snapshot

Days Online

Last Updated

Jan 8, 2026

Property Type

SingleFamilyResidence

Beds

Full Baths

Square Ft.

1,584

Lot Size

0.23 Acres

Year Built

1983

MLS Number

2025026193

Additional Details

Appliances & Equipment

Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, WaterPurifier, Washer, ReverseOsmosisSystem

Building

Built in 1983, Architectural style: Florida, MultiLevel, Construction materials: Other, WoodFrame, 2 total stories, Toal building area: 2099

Community

BoatFacilities, NonGated

Cooling

CentralAir, CeilingFans, Electric

Exterior Features

Deck, SecurityHighImpactDoors

Floors

Tile, Wood

Water Features

BayAccess, CanalAccess, IntersectingCanal, Mangrove

Heating

Central, Electric

Home Owner's Association

Association fee: $1,500, Association amenities: BeachRights, BoatDock, Clubhouse, Pickleball, PrivateMembership, Pool, Restaurant, TennisCourts

Interior Features

Furnished: Partially, BreakfastBar, LivingDiningRoom, ShowerOnly, SeparateShower, VaultedCeilings

Laundry

InGarage

Lot

0.231 acres, OversizedLot

Pets Policy

Yes

Pool

Community

Property

Patio and porch features: Balcony, Deck, Lanai, Porch, Screened, Bay, Canal, Gulf, Mangroves, Partial, TreesWoods, Water

Roof

Metal

Sewer

AssessmentUnpaid, PublicSewer

Taxes

Year: 2025

Utilities

CableNotAvailable

Windows

SingleHung, ImpactGlass

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