$950,000

Situated on the northwestern point of Useppa Island, Whelk Cottage is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within… Read More a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities. Read Less

Listing courtesy of Century 21 Sunbelt Realty.

Listing Snapshot

Days Online

Last Updated

Aug 26, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

1,478

Lot Size

0.08 Acres

Year Built

1980

MLS Number

2026025926

30 Days Snapshot Of 33921

$2.50M

(avg) sold price

(avg) days on market

Snapshot

Area Map

Additional Details

Appliances & Equipment

Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer

Building

Built in 1980, Building area units: Square Feet, 2 total unit, Living area: 1,478, Construction materials: Wood Frame, Vinyl Siding, Other structures: Tennis Court(s), 2 total stories

Community

Pool, Fitness Center, Street Lights, Tennis Court(s), Restaurant

Cooling

Central Electric, Zoned

Doors

French Doors

Exterior Features

Balcony, Open Porch/Lanai, Screened Balcony, Screened Lanai/Porch

Floors

Tile, Wood

Heating

Central Electric, Zoned

Home Owner's Association

Association fee: $25,176

Interior Features

Furnished: Partially, Built-In Cabinets, Exclusions, Fireplace, French Doors, Vaulted Ceiling(s), Window Coverings

Laundry

Laundry in Residence

Lot

0.084 acres, 3,659 square feet, Across From Waterfront

Pets Policy

Pets allowed: With Approval

Pool

Community

Property

None, Zoning: RM-2, Patio and porch features: Deck, Patio, Basin, Bay, Mangroves, Water

Roof

Metal

Taxes

Tax annual amount: $5,360, Tax year: 2025

Windows

Window Coverings

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