3608 Rita LN, ST. JAMES CITY, FL 33956

$559,900

Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable… Read More boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about. Read Less

Listing courtesy of Castaways Island Realty LLC.

Listing Snapshot

Days Online

Last Updated

Jun 25, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

1,544

Lot Size

0.18 Acres

Year Built

1974

MLS Number

2026025325

30 Days Snapshot Of 33956

$531k

-3%

(avg) sold price

-18%

homes sold

138

-10%

(avg) days on market

Snapshot

Area Map

Additional Details

Appliances & Equipment

"Electric Cooktop", "Dishwasher", "Dryer", "Microwave", "Refrigerator/Icemaker", "Washer"

Building

Built in 1974, Building area units: Square Feet, 1 total unit, Living area: 1,194, Construction materials: "Concrete Block", "Stucco", Other structures: "Storage", 1 total story

Cooling

"Ceiling Fan(s)", "Central Electric"

Exterior Features

"Boat Canopy/Cover", "Boat Lift", "Captain's Walk", "Composite Dock", "Dock Included", "Elec Avail at dock", "Water Avail at Dock", "Open Porch/Lanai", "Courtyard", "Storage"

Floors

"Terrazzo", "Tile"

Garage

1 space

Heating

"Central Electric"

Interior Features

Furnished: Furnished, "Laundry Tub", "Smoke Detectors", "Window Coverings"

Laundry

"In Garage", "Laundry Tub"

Lot

0.18 acres, 7,841 square feet, "Regular"

Parking

1 covered space, 1 total parking, "Driveway Paved", "RV-Boat", "Attached"

Pets Policy

Pets allowed: "Yes"

Property

"Canal Front", "Navigable", "Seawall", Zoning: RS-1, Patio and porch features: "Patio", "Canal", "Mangroves", "Water"

Roof

"Metal"

Security Features

"Smoke Detector(s)"

Sewer

"Septic Tank"

Taxes

Tax annual amount: $4,374, Tax year: 2025

Windows

"Window Coverings"

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